Identity Fraud, Inc
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Security Freeze State Requirements

Instructions per State


State Eligibility Placement Fee Time Period Lift Fee Specific Creditor Lift Fee Permanent Lift Fee Request By: Links to State Law and Requirements
AL Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
AK Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
AZ Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
AR Identity Theft Victim Free Free Free Free Certified Mail AR Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
CA Identity Theft Victim Free Free Free Free Certified Mail CA Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $12 All CRA's $10
CO Identity Theft Victim Free Free Free Free Certified Mail CO Freeze
Non Victim First Freeze Free All CRA's $10 All CRA's $12 All CRA's $10
CT Identity Theft Victim All CRA's $10 All CRA's $10 All CRA's $12 All CRA's $10 Certified Mail CT Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $12 All CRA's $10
DE Identity Theft Victim Free Free Free Free Mail or Phone DE Freeze
Non Victim All CRA's $20 Free Free Free
DC Identity Theft Victim Free Free Free Free Certified Mail DC Freeze
Non Victim All CRA's $10 Free Free Free
FL ID Theft Victims/Seniors (65 +) Free Free Free Free Certified Mail FL Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
GA Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
HI Identity Theft Victim Free Free Free Free Certified Mail HI Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 All CRA's $5
ID Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
IL ID Theft Victims/Seniors (65 +) Free Free Free Free Certified Mail IL Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
IN Identity Theft Victim Free Free Free Free Certified Mail IN Freeze
Non Victim Free Free Free Free
IA Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
KS Identity Theft Victim Free Free Free Free Certified Mail KS Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
KY Identity Theft Victim Free Free Free Free Certified Mail KY Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRAll CRA's $10
LA ID Theft Victims/Seniors (62 +) Free Free Free Free Certified Mail LA Freeze
Non Victim All CRA's $10 All CRA's $8 All CRA's $8 Free
ME Identity Theft Victim Free Free Free Free Certified Mail ME Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $12 All CRA's $10
MD Identity Theft Victim Free Free Free Free Certified Mail MD Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 All CRA's $5
MA Identity Theft Victim & Spouse Free Free Free Free Mail  MA Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 All CRA's $5
MI Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
MN Identity Theft Victim Free Free Free Free Certified Mail MN Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 All CRA's $5
MS Identity Theft Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10 Certified Mail MS Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
MO Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
MT Identity Theft Victim Free Free Free Free Certified Mail MT Freeze
Non Victim All CRA's $3 All CRA's $3 All CRA's $3 Free
NE ID Theft Victims/Minors Free Free Free Free Certified Mail NE Freeze
Non Victim All CRA's $15 Free Free Free
NV Identity Theft Victim Free Free Free Free Certified Mail NV Freeze
Non Victim All CRA's $15 All CRA's $18 All CRA's $20 All CRA's $18
NH Identity Theft Victim Free Free Free Free Certified Mail NH Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
NJ Identity Theft Victim Free All CRA's $5 All CRA's $5 All CRA's $5 Certified Mail or email NJ Freeze
Non Victim First Freeze Free All CRA's $5 All CRA's $5 All CRA's $5
NM ID Theft Victims/Seniors (65+) Free Free Free Free Certified Mail NM Freeze
Non Victim All CRA's $10 All CRA's $5 All CRA's $5 All CRA's $5
NY Identity Theft Victim Free Free Free Free Certified Mail or Overnight NY Freeze
Non Victim First Freeze Free All CRA's $5 All CRA's $5 All CRA's $5
NC Identity Theft Victim Free Free Free Free Certified Mail NC Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
ND Identity Theft Victim Free Free Free Free Certified Mail ND Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 Free
OH Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
OK ID Theft Victims/Seniors (65+) Free Free Free Free Certified Mail OK Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
OR Identity Theft Victim Free Free Free Free Mail OR Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
PA ID Theft Victims/Seniors (65+) Free Free Free Free Certified Mail PA Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
RI ID Theft Victims/Seniors (65+) Free Free Free Free Certified Mail RI Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
SC Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
SD Identity Theft Victim Free Free Free Free Certified Mail SD Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
TN Identity Theft Victim Free Free Free Free Certified Mail or email (email avail. 1/1/09) TN Freeze Link
Non Victim All CRA's $7.50 Free Free All CRA's $5.00
TX Identity Theft Victim Free Free Free Free Certified Mail TX Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $12 All CRA's $10
UT Identity Theft Victim Free Free Free Free Certified Mail UT Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
VT Identity Theft Victim Free Free Free Free Certified Mail VT Freeze
Non Victim All CRA's $10 All CRA's $5 All CRA's $5 All CRA's $5
VA Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
WA ID Theft Victims/Seniors (65+) Free Free Free Free Certified Mail WA Freeze
Non Victim All CRA's $10 (9/1/08) All CRA's $10 (9/1/08) All CRA's $10 (9/1/08) All CRA's $10 (9/1/08)
WV Identity Theft Victim Free Free Free Free Certified Mail WV Freeze
Non Victim All CRA's $5 All CRA's $5 All CRA's $5 All CRA's $5
WI Identity Theft Victim Free Free Free Free Certified Mail WI Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
WY Identity Theft Victim Free Free Free Free Certified Mail WY Freeze
Non Victim All CRA's $10 All CRA's $10 All CRA's $10 All CRA's $10
PR Identity Theft Victim Free Free Free Free Certified Mail Freezes offered voluntarily by CRA's - visit each website
Non Victim $10 - $10.70 $10 - $10.70 $10 - $10.70 $10 - $10.70
For states that do not have laws requiring the availability of security freezes, please see each credit reporting agency's website:
www.equifax.com
www.experian.com
www.transunion.com
To see a state by state list of all laws, requirements, and template letters, please visit:
State Security Freeze Requirements and Fees
Note: Most security freezes are permanent until removed by customer, see individual state law for expirations.
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