Privacy Policy

At Identity Fraud, Inc., respecting the privacy and security of your personal information is important to us. Our business objectives and philosophy are based on helping to reduce the likelihood of identity fraud and the abuse of personal information and we believe this is reflected in our privacy policy. Our privacy policy is a statement that discloses our information handling practices. We have organized our privacy policy into the following sections:

1. What information we collect, store, and use when you visit our site.
   
2. What personally identifiable information we collect, store, and use when you become a member of Identity Fraud, Inc.
   
3. Member information sharing with our Partners.
   
4. Information sharing with other non-affiliated third parties.
   
5. Your choices regarding the collection, use, and distribution of information.
   
6. How to correct inaccuracies or changes to your information.
   
7. Changes to our Privacy Policy.
   
8. Other items: Cookies, Links, and Security

1. Information Collection and Use (Visitors) - Upon visiting our site, we may use IP addresses to analyze trends, administer the site, track user's movement, and use the information to enhance the usefulness of our web site. IP addresses will not be linked to personally identifiable information.
   
2. Information Collection and Use (Members) - We collect your personal information only if you decide to purchase one of our membership plans or other products and services that may be available. We collect certain details like your name, address, and credit card details in order to provide you with our benefits and to transact your payment. We may also collect information on you during the course of your membership, like which Credit Solutions you buy (as you may qualify for free membership upgrades), when you access our call center, and any discussions or claim details you present as we attempt to help you resolve an identity fraud incident.
   
3. Sharing Member Information with our Partners - In order to provide you with the benefits of our membership, we need to share your membership information, confidentially, with our insurance carrier in the event you need to make a claim for an identity fraud incident.  Upon purchasing Credit Solutions from Us and/or Equifax, information may be shared to help you obtain your Credit Solutions. Equifax will require separate information in order to verify your identity and allow you to access sensitive bureau information.  In any event, we do not collect or otherwise use the information you provide to Us or Equifax except to determine which products you buy at our site or co-branded Equifax web-site. Because Equifax is a separate and distinct business that provides Credit Solutions, you should review their privacy policy to make sure it meets with your approval.
   
4. Information Sharing with other Non-Affiliated Parties - We do not share any personally identifiable information with any other parties except our insurance carrier as described above or under confidential audit or as may be required by law. Should we decide to promote other firms products and services that we feel may be of benefit to you, i.e. firewalls, shredders, etc., we will present the opportunities at our Members section or in our quarterly newsletters to our Members.
   
5. Your Choices regarding the collection, use, and distribution of information - If you do not wish us to collect the information you provide to us as part of our memberships, or share your information with our insurance carrier as described above, you should forego your membership with Identity Fraud, Inc. We have restricted our information collection and sharing practices to include only the information we need to provide you with our products and services.
   
6. How to correct inaccuracies or changes to your information - In our Members section, you can review your contact details. In the event your contact details change or are not accurate, you will need to notify us promptly. Directions are located in our Members section. For changes or inaccuracies in your Credit Solutions or in your credit reports with the bureaus, you will have to work directly with Equifax and/or the bureaus.
   
7. Changes to our Privacy Policy - Our privacy policy may change at any time and we encourage you to review applicable changes. In the event of a material change, for example, if Identity Fraud, Inc. is bought or sold and the acquiring entity has a privacy policy materially different than our own, we will send an e-mail to our Members as well as provide a notice of the change in our Members section and allow you the opportunity to inform the acquirer that you do not consent to the use or disclosure by the acquirer of your personal information in accordance with such new or revised privacy policy. We have made attempts to help you recognize when changes have been made to our privacy policy. Any updates or changes will be signaled by a new privacy policy version being established. For example, the privacy policy version you are reading currently is Version 2.0, as revised October 30, 2002. If future changes are made, we will signal that changes have been made by creating a new version, i.e. Version 3.0 together with the revision date.
   
8. Other Items:

• Cookies - Our site uses two cookies, one is a 'session' cookie, that is used during a transaction to purchase a product, and is used only for transaction security purposes. The other is an 'affiliate' cookie that is used to ensure you recieve any applicable discounts from your financial institution which may be affiliated with us.   Generally, a cookie is a piece of data stored on the user's hard drive containing information about the user. We do provide links to other sites which may have cookies but have no access to or control over these sites and their use of cookies.
• Links : We provide several links from our site to other sites. We are not responsible for the privacy practices of these other sites. We encourage users to view the privacy policies of all sites they visit.

Security - Together with privacy, the security of your information is important to us. Please review our Security Policy  for further details.